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My parents have full coverage with Alpha on their vehicles. So if they get in a accident their vehicles will be repaired or replaced. All our insurance is low due to us all not getting into accidents.
Insurance is used when something unexpected goes wrong or to help pay for things like medicine. People need insurance to help keep costs of car accidents or healthcare manageable so when the time arises that you need to pay for damage on you're car or medicine then the costs won't completely drain you of you're funds or make it to where you can't pay for things like repairing you're car or medicine. Insurance works by paying for a insurance plan and then when the time comes you're insurance company will pay for all or most of the cost of whatever.
Examples of commodity could be things like crops, clothes, or personal hygiene items. I would be interested in investing in things like game stations or phones. I think if one were to be very innovative in these two things could stand to make a lot money off of it.
Exchange Traded Funds (ETF) are mutual fund that are traded like stocks on the stock exchanges. With stocks being a investment in a company. (ETF) are primarily traded on stock exchanges.
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April 2017
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